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UK Car Insurance Quote Tips

These tips may help you reduce the costs of your uk car insurance quote. However when it comes to car insurance quotes, price is not everything. Keep in mind what you need out of the insurance policy. Do you need a courtesy car if yours is off the road after an accident? How much excess can you afford if involved in an accident? Is your car worth insuring comprehensive or will third party fire and theft do? Hopefully this section will answer some of your car insurance quote questions.

Car Insurance Quote UK Tip 1 Excess -	This is the first part you pay towards a claim. Most insurance companys have a standard £100 xs for accidental damage. This means that if you have an accident you will have to pay £100 before the car is repaired. If the car is a total write off. However sometimes they will allow you to add a voluntary xs to the policy so the total xs may be £300 this will reduce the price but if you need to make a claim you will have to pay £300.
Car Insurance Quote UK Tip 2 Disclosure -	You need to make sure all relevant details are disclosed. Areas such as accidents, claims and no claim bonus are very important to how the insurance companys work out their prices. If certain information is not correct the insurance company may not pay out in the event of a claim.
Car Insurance Quote UK Tip 3 Shop Around -	Insurance companys specialise in different risks, some like older people and others like young people. Some prefer adverse driving and others prefer clean driving. The insurance quotes we have reviewed should be adequate to get a cheap uk car insurance policy.
Car Insurance Quote UK Tip 4 Courtesy Cars -	In the event of a claim and your car was getting repaired could you manage without a car? If not then you need to find a company that offers a courtesy car as part of their quote.
Car Insurance Quote UK Tip 5 Garage -	Most UK online insurance companys give discounts for keeping the car in a garage over nights so if you have one use it.
Car Insurance Quote UK Tip 6 Low Mileage -	If you do low mileage in your car you get discounts so try to work out your annual mileage. Usually discounts on quotes are for less than 5000 miles.
Car Insurance Quote UK Tip 7 Named Drivers -	If anybody else needs to drive your car then they will need to be named on the insurance quote. If they are not your spouse then insurers load the price if it is only for emergency use and the car isn't worth too much then it may be better for the person to drive it on a third party only basis if the have this facility on their own insurance policy.
Car Insurance Quote UK Tip 8 Security -	If your car is of a high group, then insurance company will give discounts on the quote for having special alarms or immobilisers. These normally have to be thatcham catogory 2 or better.
Car Insurance Quote UK Tip 9 Upgrading -	If you are thinking of changing your car it is best to check insurance quote prices first. This will prevent any nasty shocks later so you can see how cheap the quote is on the car.
Car Insurance Quote UK Tip 10 Use -	If you use your car for business ie, to and from more than one permenant place of work, then this needs to be added to the quote. Follow advice from the insurance sites we have reviewed as different insurance companys have different catogories of use for certain occupations.