Free Car Insurance Quotes

As you probably know, the best way to save money on your car insurance is to compare quotes from different companies. You can save hundreds, even thousands of dollars a year by simply comparing quotes and purchasing the cheapest policy.

There are a number of ways you can get free car insurance quotes: You can spend a few hours calling local insurance companies. You can a few hours going from one single-company insurance site to another. Or you can spend a few minutes at an insurance comparison website where you’ll get quotes from a number of companies in a matter of minutes.

All you have to do to get your free car insurance quotes is fill out a simple form with your driving history, the type of car you’re insuring, and the amount of insurance you want, then wait for your quotes.

Some sites even offer an “Articles” section where you can get tips on how to save money on your insurance, and a chat feature where you can get answers to any insurance question you may have from an insurance expert. (See link below.)

Money Saving Tips

Here are the five best ways to save even more money on your car insurance:

Raise your deductible – Your deductible is the amount you’re required to pay on a claim before your insurance company will pay. By raising your deductible from $250 to $1,000 you can save anywhere from 15% to 50% on your yearly premium. Just be sure you can afford to pay the deductible.

Consolidate your car insurance – If you have two cars, you can save 10% to 15% with most insurance companies by purchasing both policies through them.

Consolidate your policies – By purchasing your homeowners or renters insurance and your auto insurance through the same insurance company you can save 10% to 15% on your premium.

Drop you collision and comprehensive coverage – If you drive an older car, especially if it’s worth less than the cost of your insurance plus your deductible, consider dropping your collision and comprehensive coverage.

Ask for discounts – Insurance companies give discounts for any number of reasons. Before you purchase your car insurance ask your insurer about any discounts your may qualify for and take advantage of all of them.

Visit http://www.LowerRateQuotes.com or click on the following link to get free car insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

Getting Car Insurance Quotes Online

In order to get a cheap car insurance quote you need to get quotes from a number of car insurance companies. Thanks to the Internet, you can quotes online in the comfort of you home in just a matter of minutes.

There are a ton of websites where you can get car insurance quotes online. Unfortunately, most of them are run by insurance companies who only give you their rates. There are a couple of companies who also give you rates from their competitors, but from the comparisons I’ve done, they don’t give you the cheapest rates that are available.

Where to Get Cheap Car Insurance Quotes Online

Your first stop in your quest for cheap car insurance should be at an insurance comparison website where you can get rate quotes from multiple insurance companies. All you do is enter your insurance information and the amount of insurance you want on a simple online form, then wait to get your quotes.

Most insurance comparison sites only deal with A-rated companies so if you decide to get your car insurance through them, you know the company will be reliable. Some of these site let you talk with an insurance professional, either online or by telephone, so you can get answers to any questions you may have, plus get tips on how to lower your premium. (See link below.)

After you get your quotes, go to J.D. Power’s website (jdpower.com). Click on the “Insurance” tab at the top of the website, then click on “Auto Insurance Provider Ratings.” On the page that comes up you’ll see ratings for a number of different categories. Under the “Pricing” category you’ll see what J.D. Powers considers to be the companies that offer policies with the best prices. I recommend getting rate quotes from the companies with highest ratings (five bullets).

By now you should have enough quotes to get a cheap rate on your car insurance. Before you buy a policy, read it over, or have an agent from the company explain it to you, to make sure you understand what you’re buying and that you have all the coverage you need.

Visit http://www.LowerRateQuotes.com or click on the following link to get cheap car insurance quotes online from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

How Do Insurance Comparison Websites Work?

When you go to an insurance comparison website, you’ll first choose the type of insurance you want. Many websites offer auto, home, health, and life insurance. Then you’ll fill out a form with information about yourself and your insurance needs. For example, for your car insurance you’ll need to enter information such as:

* Your car’s year, make, and model

* The address where your car is garaged

* The insurance amounts and deductibles you want

* The number of miles you drive each year

If you have questions as you fill out the form, the best insurance comparison websites have insurance professionals on hand to talk with you, answer your questions, and help you through the process.

After you submit your information you’ll begin to receive quotes from multiple A-rated insurance companies. You’ll easily be able to compare the quotes and choose the one with the best price for the coverage you want.

How Do I Know the Quotes Are Competitive?

You’ll be able to tell that the quotes you receive are competitive because you’ll have quotes from different insurance companies to compare. You’ll discover that quotes can vary by hundreds of dollars from one insurance company to another – for the exact same coverage.

How Do I Know I Can Trust the Companies?

You will only get quotes from A-rated companies that have already passed the stringent guidelines set up by the insurance comparison website. However, you can also check the insurance companies on your own. Check your state’s Department of Insurance website to see what complaints have been lodged against each company. You can also check with credit agencies such as Standard & Poor’s (standardandpoors.com) to see their financial ratings.

Visit http://www.LowerRateQuotes.com or click on the following link to get quick car insurance quotes from top-rated companies and see how much you can save. You can get more auto insurance tips in their Articles section.